Terms of Use SummaryThis agreement is between BCA and you, the user, governing your access and use of www.askbca.com (the "Website").

Acceptance:By using this Website, you agree to these Terms and our Privacy Policy. You must be at least 18 years old to use this Website. If you disagree, do not use the Website.

Changes to Terms: BCA may update these Terms at any time. Your continued use means you accept the changes, so please check periodically for updates.

Access and Security: BCA reserves the right to alter or withdraw Website services without notice. You are responsible for maintaining the security of your account and notifying us of any unauthorized access. We may disable your account at our discretion.

Intellectual Property: Content on the Website is owned by BCA or its licensors. You may use the Website for personal, non-commercial use only. Unauthorized distribution, modification, or commercial use of content is prohibited. Breach of these terms may result in termination of your access.

Trademarks: BCA Consulting, Inc.'s name, logos, and related marks (e.g., BCA®, BCA Fund Services®) are trademarks of BCA or its affiliates. You may not use these marks without prior written permission.

Use of Content: The content on the Website is owned by BCA Fund Services and is for informational purposes only. You may not modify, sell, or distribute it for commercial purposes. Some content may include Third-Party Data, which is subject to specific restrictions.

Prohibited Uses: You agree not to use the Website for unlawful purposes, to harm minors, send spam, impersonate others, or engage in activities that disrupt the Website or its users.

User Contributions: User-generated content must comply with these Terms. You are solely responsible for your contributions, and BCA is not liable for their content.

Reliance on Information:The Website content is for informational purposes and is not guaranteed to be accurate. BCA is not responsible for any reliance placed on it.

Monitoring and Enforcement: BCA has the right to remove or block User Contributions, terminate access, or take legal action against users violating these Terms.

Content Standards:User contributions must not be defamatory, offensive, unlawful, or violate others' rights.

Changes to the Website: Content on the Website may be outdated or changed without notice.

Linking and Social Media Features: You may link to the Website with prior written consent. Use of social media features is subject to terms provided by BCA.

Third-Party Websites: Links to third-party sites are for convenience, and BCA is not responsible for their content.

Disclaimer of Warranties: BCA does not guarantee the accuracy or security of the Website. All content is provided "as is."

Limitation of Liability: BCA is not liable for any damages related to the use or inability to use the Website, including indirect or consequential damages.

Indemnification: You agree to indemnify BCA for any claims or damages resulting from your violation of these Terms.

Governing Law: These Terms are governed by Illinois law, and disputes may be resolved through arbitration.

Limitation on Time to File Claims: Claims must be filed within six months of accrual.

Waiver and Severability: Failure to enforce any term does not waive it, and invalid provisions will be limited without affecting the remaining terms.

Entire Agreement: These Terms, along with the Privacy Policy, constitute the entire agreement regarding the Website.